SIP Calculator

Calculate the future value of your monthly SIP investments in mutual funds. See how much wealth you can build over time.

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₹5,000
12%
10 Yrs
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What is SIP?

SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (monthly) in mutual funds. It helps you invest in a disciplined manner and benefit from the power of compounding and rupee cost averaging.

Power of Compounding in SIP

Investing ₹5,000/month for 20 years at 12% returns gives you approximately ₹49.5 Lakhs, while your total investment is only ₹12 Lakhs. The remaining ₹37.5 Lakhs is pure wealth created by compounding!

SIP vs Lump Sum

SIP is better for regular investors as it averages out market volatility. Lump sum is good if you have a large amount and the market is at a low. For salaried individuals, SIP is always recommended.